Trusted by Leading Financial Institutions
Working with leading banks & NBFCs across Eastern India
Delivering compliant, high-performance recovery solutions across Eastern India with proven portfolio results.
Working with leading banks & NBFCs across Eastern India
XL Management Services is a leading debt recovery and portfolio management firm, supporting banks and NBFCs across Eastern India.
Our approach combines structured recovery processes, strong field execution, and advanced telecalling infrastructure to deliver consistent results.
We specialize in reducing delinquency, improving cash flow, and ensuring compliance with RBI guidelines through ethical and professional recovery practices.
Managing portfolios for ICICI Bank, Axis Finance, SBI Cards, IDBI Bank, Bandhan Bank, and InCred Financial Services.
Years Experience
Trusted Clients
Field Network
Proven recovery performance backed by experience and scale
Years of Experience
Staff Strength
Operational Offices
Higher Recovery Performance
vs Previous Agencies
Loan Accounts Managed
Operational Coverage
Founder & Proprietor
With over two decades of experience in debt recovery and financial services, Samir Kumar Mishra has built XL Management Services into a trusted recovery partner for banks and NBFCs across Eastern India.
His expertise spans agency management, telecalling operations, audit processes, and implementation of legal recovery frameworks, consistently improving delinquency outcomes and portfolio performance.
Experienced professionals driving recovery performance and operational excellence
Founder & Proprietor
Managing Partner
Managing Partner
Operational Manager
Built to support high-volume, efficient recovery operations
Sq Ft Workspace
Workstations
Field Staff
Two-Wheelers
We strictly follow RBI-compliant, ethical recovery practices to ensure professionalism, respect, and data security in every interaction.
Delivering measurable recovery performance with a structured, compliant approach
Consistent recovery results across large delinquency portfolios
Deep expertise in banking and financial recovery operations
Extensive on-ground presence for effective borrower engagement
Strict adherence to regulatory and ethical recovery practices
Experience in SARFAESI enforcement and secured recovery
IVR and auto-dialer systems for efficient recovery operations
Partner with XL Management Services to improve recovery performance and reduce portfolio risk.
